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Last Update: 2/01/12                             

American General 888-438-6933
Globa Bonus Index 100% of annual gain up to 3% or 30% with no cap
HorizonIndex 100% of biennial gain up to 6.75% cap 
VisionMaximizer (5% Bonus) 30% of annual gain or 100% of monthly averaged gain less 8% spread
American Equity 888-221-1234
American Equity Bonus Gold 20% of annual gain 
100% of annual gain up to4.75% cap
100% of monthly averaged gain up to 4.75% cap
2% monthly caps on ups, no limit on downs, annual sum
American Equity Retirement Gold  100% of annual gain 4.25% cap
100% of monthly averaged gain up tp 4.25%
1.8% monthly caps on ups, no limit on downs, annual sum
American Equity Advantage Gold  100% of annual gain up to 4.25% cap
100% of monthly averaged gain up to 4.25% cap
1.8% monthly caps on ups, no limit on downs, annual sum
American National 888- 501-4043
Equity Index Annuity 3% interest credited in years index doesn't go down
Value-Lock 7, 10 50% (75% - 10yr) of rolling averaged gain using highest anniversary
Strategy Indexed Annuity 100% of gain up to 3% cap
Americo 800-982-8144
Americo Ultimate One Index Many choices, call them
Aviva 800-255-2405
MultiChoiceXtra (under $75,000) 100% of gain up to 4%, (4% of average gain); 1.05% monthly cap gain
MultiChoice Ten (under $75,000) 100% of gain up to 4%, (4% of average gain); 1.05% monthly cap gain
MultiChoice IncomePlus (under $75,000) 100% of gain up to 4%, (4% of average gain); 1.05% monthly cap gain
MultiChoice IncomeXtra (under $75,000) 100% of gain up to 4%, (4% of average gain); 1.05% monthly cap gain
Conseco Insurance Company 888-266-6002
Conseco Patriot 100% of average monthly gain up to 3% cap
Conseco Patriot 100% of gain up to 3% cap
Conseco Retirement Edge 30% (20% base) of S&P 500 average monthly values
Conseco Retirement Edge 1.1% monthly cap gain, not loss (S&P 500)
Conseco Retirement Edge 100% of gain if S&P 500 up to 3% cap 
Equitrust
Equitrust MarketPower Bonus 100% of gain up to 3.25% (3.5% daily averaging) cap or 20% of monthly averaged gain or 1.5% monthly cap
Equitrust MarketTen Bonus 100% of gain up to 3% (3% daily averaging) cap or 20% of monthly averaged gain or 1.25% monthly cap
Equitrust MarketTwelve Bonus 100% of gain up to 3% (3% daily averaging) cap or 20% of monthly averaged gain or 1.25% monthly cap
Equitrust MarketValue 100% of gain up to 4.75% (5% daily averaging) cap or 30% of monthly averaged gain or 2.2% monthly cap
Equitrust Market Booster Index 100% of gain up to 3%  (3.% daily averaging)  cap or 10% of monthly averaged gain or 1% monthly cap
Fidelity & Guaranty 888-697-5433
FG AccumulatorPlus 10 (new) 100% of gain to 4.75% APP, 5% monthly average, 4.5% credited if index doesn't fall, 2.5% fixed rate 
FG AccumulatorPlus14 (new) 100% of gain to 6% APP, 6.25% monthly average, 5.5% credited if index doesn't fall, 3% fixed rate 

Accelerator Bonus 7

100% of gain, 3.5% index cap, 3.75% cap monthly averaged values, 1.75% monthly cap gain

Accelerator Bonus 10

 100% of gain, 3% index cap, 3.25% cap monthly averaged values, 1.5% monthly cap gain

Forethought 877-244-7526
Index Bonus 115 (Low Band) 100% of gain  up to 35%
Index Bonus 115 (Low Band) 1.0% monthly cap on gain, not loss
Great American 800-438-3398 Ext. 11999
American Legend II 100% of gain up to 4% interest cap or 4.25% monthly averaged cap or 2% monthly cap forward, 1.8% fixed rate
Safe Outlook 100% of gain up to 3.75% or monthly averaged to 3.75%, 1.25% fixed rate [under $100,000]
Safe Return 100% of gain up to 4% or monthly averaged to 4%, 1.1% fixed rate
Valor 10 100% of gain up to 3.5% interest cap or 3.5% monthly averaged cap, 1.4% fixed rate
Industrial Alliance Pacific 888-388-4032
Freedom Flex Index 100% of gain up to 4.25% interest cap, 2.5% fixed rate 
ING   800-369-5301
ING Envoy Three N/A 
ING Envoy Six N/A
ING Envoy Nine 100% of gain up to 4% cap, (2.5% cap  under $75,000) 
ING Secure Index Outlook 100% of gain up to 3.5% cap, 1.5% monthly cap gain (2% cap, 1.1% monthly cap gain under $75,000) 
ING Secure Index 5 
100% of gain up to 3% cap, NA% monthly spread average,  1.4% monthly cap gain (1.5% cap, NA% monthly spread average, 0.9% monthly cap gain under $75,000) - without Return of Principal
ING Secure Index 7  100% of gain up to 4.25% cap, NA spread monthly average, 1.9% monthly cap gain (3.25% cap, NA% spread monthly average, 1.5% monthly cap gain under $75,000) - without Return of Principal
ING Secure Index Opportunities Plus 100% of gain up to 3.5% cap, N/A monthly average spread, 1.5% monthly cap gain (2% cap, NA monthly average spread, 1.1% monthly cap gain under $75,000) 
Lincoln Financial Group    (888) 895-4830
New Directions   100% of biennial gain up to 7% 
New Directions  2.5% (3% -8)credited if index doesn't fall, compounded
Opti 8,10 100% of biennial gain up to 7% cap 
Opti 8,10 2.5% credited if index doesn't fall, compounded
Opti 8,10 2.25% monthly cap on gains, not loss, biennial sum
Opti Choice 5, 7, 9 100% of annual gain up to 2.5% cap (5); 2.5% cap (7); 2.5% (9) 
Opti Choice 5, 7, 9 9% yield spread deducted from average monthly gain
Opti Choice 5, 7, 9 1.4% (5),  1.45% (7), 1.5% (9) monthly cap on annual gain, not loss
Lafayette Life 800- 443-8793
Lafayette Marquis Centennial 100% of gain up to  5 yr-2.5% cap, 7, 10 yr-3.25% cap 
Lincoln Benefit Life 800-525-9287
Lincoln Benefit Savers Index Premier 100% of gain up to 2% interest cap 
Lincoln Benefit Savers Index Premier 100% of monthly averaged gain up to  1.75% interest cap 
Lincoln Benefit Savers Index Premier 100% of low water mark up to 1.75 interest cap 
Lincoln Benefit Savers Index Premier 1% monthly cap on gain not losses 
Lincoln Benefit Savers Index III 60% of gain up to  3.25% interest cap or 100% of gain up to 3% interest cap
LSW 800-228-4579
LSW Secure Plus 100% of gain up to 4.25% interest cap (Gold), 3% (Silver), 4.75% (Elite), 5.25% (Platinum) 4.5% (Accumulator 5) 
LSW Secure Plus  40% (Elite, Platinum) 35% (Accumulator 5)  30% (Silver, Gold, Accumulator 3, TLC) of average daily values
National Western 800-760-3434
National Western Ultra 50%  of monthly averaged annual gain, 1.7% (3.45%-Benefit) spread, no cap
National Western Ultra 1.75% (1% - Benefit) monthly caps on ups, no limit on downs
National Western Global Lookback 40% of Option K rainbow method gain less 2% yield spread  (40/30/20/10; S&P 500, Hang Seng, Nikkei 225, Dow Euro 50)
National Western Impact 7 45% of Option K rainbow method gain less 2% yield spread  
National Western Impact 10 40% of Option K rainbow method gain less 2% yield spread 
Nationwide
Nationwide Clear Horizon 100% of gain up to 3.5%/3%-ROP (3.25%/3%-ROP  minimum)  cap
North American 866-322-7065
North American Charter App 2%-7yr, 2.3%-10yr, 2.75%-14yr index cap
North American Charter Avg 2%-7yr, 2.55%-10yr, 3.%-14yr index cap
North American Charter 1%  (1.4%-10, 1.6%-14) monthly caps on ups, no limit on downs
North American Formula Choice App  2% cap
North American Formula Choice 1% monthly caps on ups, no limit on downs
North American Precision App 15% up to 2%-7yr; 25% up to 2.75%-10yr; 30% up to 3.25%-14 yr index gains
North American Precision Avg 29% 7yr; 30% 10yr, 35% 14 yr;  daily averaged index gains
North American Precision 1%-7yr, 1.4%-10yr, 1.6%-14yr monthly caps on ups, no limit on downs
North American Prizm Plus App 10%-7yr; 15%-10yr; 20%-14yr index gains
North American Prizm Plus Avg 20% -7yr; 25%-10yr; 30%-14yr monthly averaged index gains
North American Prizm Plus 1%-7yr, 1.4%-10yr, 1.6%-14yr  monthly caps on ups, no limit on downs
Sagicor 888-724-4267
Platinum Series Fixed Index Annuity 100% of gain up to 5% cap or 30% of Global Look-back (rainbow) Strategy
Platinum Series Fixed Index Annuity w/5% bonus 100% of gain up to 4.5% cap or 27% 0f Global Look-back (rainbow) Strategy
The Standard 800-247-6888
Index Growth Annuity 100% of gain up to 3.35%-5 Yr, 3.55%-7 Yr;  4%-5 Yr 4.15%-7 Yr $100k+