| AIGA |
888-237-4210 |
| HorizonIndex |
100% of biennial gain up to 18.5% cap |
| EmergingEdge |
40% of gain or 100% up to
7.75% interest cap or 80%
of gain up to 8.25% interest cap |
| Power Index Annuity |
100% of annual gain up to 7%
(7.3% - 9 yr) cap |
| VisionAdvantage |
100% of annual gain up to 7.25% 5yr
(8.5% - 7yr, 9.5% - 9yr) cap |
|
80% of annual gain up to 7.25% 5yr
(9% - 7yr, 10% - 9yr) cap |
|
4.5% (3.25% - 7 yr, 2.75% - 9 yr) yield spread
deducted from monthly averaged annual gains |
|
35% - 5 yr (40% 7 & 9yr) of
annual gain |
| VisionMaximizer (5% Bonus) |
100% of annual gain up to 8% cap |
|
4% yield spread deducted from
monthly averaged annual gains |
|
|
| Allianz |
800-950-7372 |
| MasterDex |
2.1% (2.3%-MasterDex 5) monthly caps on ups, no limit on downs, annual sum |
|
|
| American Equity |
888-221-1234 |
| American Equity Bonus Gold |
40% of annual gain
100% of annual gain up to 6% cap
60% of monthly averaged gain
100% of monthly averaged gain up to 7% cap
2.1%
monthly caps on ups, no limit on downs, annual sum |
| American Equity Income Gold |
40% of annual gain
100% of annual gain up to 6% cap
60% of monthly averaged gain
100% of monthly averaged gain up to 7% cap
2.1%
monthly caps on ups, no limit on downs, annual sum |
| American Equity Future Gold |
40% of annual gain
100% of annual gain up to 6% cap
60% of monthly averaged gain
100% of monthly averaged gain up to 7% cap
2.1%
monthly caps on ups, no limit on downs, annual sum |
| American Equity 10/10 Gold |
40% of annual gain
100% of annual gain Lehman Aggr. 4.5% cap
60% of monthly averaged gain
2.1%
monthly caps on ups, no limit on downs, annual sum |
| American Equity Freedom Gold |
40% of annual gain
100% of annual gain up to 6% cap
60% of monthly averaged gain
100% of monthly averaged gain up to 7% cap
2.1%
monthly caps on ups, no limit on downs, annual sum |
| American Equity Integrity Gold |
40% of annual gain
100% of annual gain up to 6% cap
60% of monthly averaged gain
100% of monthly averaged gain up to 7% cap
2.1%
monthly caps on ups, no limit on downs, annual sum |
|
|
| American National |
888- 501-4043 |
| BenchMARK 500 Six Plus |
100% of gain up to 5.75%
cap |
| BenchMARK 500 Ten Plus |
100% of gain up to 5.5% cap or
37% of annual gain |
| Equity Index Annuity |
4.85% interest (4.45% w/ROP)credited in years
index doesn't go down |
| Value-Lock 7, 10 |
100% of rolling averaged gain using highest anniversary |
| Strategy Indexed Annuity |
100% of gain up to 7.55% (7 yr) 6.8%
(10 yr) cap |
|
|
| American Investors |
800- 255-2405 |
| American Investors Bonus
Select 9 |
100% of biennial gain up to 14% cap |
| American Investors Liberty
Select |
100% of biennial gain up to 14% cap |
| American Investors Perform
Advantage 12 |
100% of biennial gain up to 12.5% cap
or 5% yield spread deducted from
monthly averaged annual gain; 2.2% monthly cap gain, not loss; 7% annual
multi-index cap |
| American Investors Premier
Edge |
100% of biennial gain up to 14% cap |
| American Investors Select Edge |
1.5% yield spread deducted from
monthly averaged annual gain |
| American Invest Select Edge Plus |
100% of biennial gain up to 14% cap
or 5% yield spread deducted from
monthly averaged annual gain |
|
|
| Americo |
800-982-8144 |
| Americo Ultimate One Index |
Many choices, call them |
|
|
| Aviva |
800-255-2405 |
| MultiChoice IncomePlus (under
$75,000) |
100% of gain up to 6.75%, 35% of annual gain;
5.5% yield spread deducted from
monthly averaged annual gain; 1.95% monthly cap gain |
| Multi Choice Income 5 (under
$75,000) |
100% of gain up to 7.75%, 35% of annual gain;
5% yield spread deducted from
monthly averaged annual gain; 2.1% monthly cap gain |
| MultiChoice Income 7 (under
$75,000) |
100% of gain up to 8%, 35% of annual gain;
5% yield spread deducted from
monthly averaged annual gain; 2.1% monthly cap gain |
| MultiChoice Income 10 (under
$75,000) |
100% of gain up to 7.25%, 35% of annual gain;
5.5% yield spread deducted from
monthly averaged annual gain; 2% monthly cap gain |
| Multi Choice Classic (under
$100,000) |
100% of gain up to 6.5%; 5% yield spread deducted from
monthly averaged annual gain
2.45% monthly cap gain, not loss |
| Multi Choice Elite |
100% of gain up to 6%; 5% yield spread deducted from
monthly averaged annual gain
1.95% monthly cap gain, not loss |
| MultiChoice Elite Plus |
100% of gain up to 6%; 5% yield spread deducted from
monthly averaged annual gain
1.95% monthly cap gain, not loss |
|
|
| Aviva Life |
800-225-8073 |
| Aviva Progressive Index |
100% of gain up to 6.5% cap or
25% of gain up to 12.75% cap then 100% thereafter |
|
|
| Conseco Annuity Assurance |
800- 544-0467 |
| Conseco The AnnuityEdge |
100% (70% base) of average monthly
values |
| Conseco Retirement Edge |
100% (70% base) of average
monthly values |
| Conseco Retirement Edge |
100% of annual gain up to 7.6%
cap (S&P 500) |
|
|
| Equitrust |
|
| Equitrust MarketPower Bonus |
100% of gain up to 6% (7% daily
averaging) cap |
| Equitrust MarketTen Bonus |
43% of annual gain |
| Equitrust Market Performance
Bonus |
100% of gain up to 6.5% (8%
daily averaging) cap |
| Equitrust Market Booster Index |
100% of gain up to 5.75% (7%
daily averaging) cap |
|
|
| Forethought |
877-244-7526 |
| Destination Income (Low Band) |
5% yield spread deducted from
monthly average |
|
100% of 3 Year Term End Point
gain up to 14% (14.5% - 6, 9yr) |
|
2.6% (2.7% - 6, 9yr)monthly cap on gain, not loss,
triennial sum |
| Destination Income 15 (Low Band) |
6.25% yield spread deducted from
monthly average |
| Guaranteed Destinations
(Low Band) |
6.75% yield spread deducted from
monthly average |
|
|
| Great
American |
800-438-3398 Ext. 17197 |
| American Legend II |
100% of gain up to 8% interest
cap (10% monthly averaged cap) |
| American Icon II |
100% of gain up to 7% interest
cap (8% monthly averaged cap) |
| American Valor II |
100% of gain up to 7.5% interest
cap (10% monthly averaged cap) |
|
|
| ING |
800-369-5301 |
| ING Envoy Three |
100% of gain up to 8.75% cap, 41%
of gain, (7.25% cap, 38% of gain, under $75,000)
|
| ING Envoy Six |
100% of gain up to 9.75% cap, 44%
of gain, (8.25% cap, 38% of gain, under $75,000)
|
| ING Envoy Nine |
100% of gain up to 10.25% cap, 48%
of gain, (9% cap, 42% of gain, under $75,000)
|
| ING Secure Index Outlook |
100% of gain up to 8.25% cap, 43%
of gain, Monthly averaged gain less 3.5% 2.35% monthly cap gain (7% cap, 38% of gain,
4.2%
monthly average 2.15% monthly cap gain under $75,000)
|
ING Secure Index 5
|
100% of gain up to 9.75% cap, 48%
of gain, Monthly averaged gain less 2.5%, 2.6% monthly cap gain (8.5% cap,
42% of gain, less 3.9%
monthly average, 2.4% monthly cap gain under $75,000) - without Return of Principal
|
| ING Secure Index 7
|
100% of gain up to 9.75% cap, 48% of
gain, Monthly averaged gain less 2.5%, 2.6% monthly cap gain (8.5% cap, 42% of gain, less
3.90%
monthly average 2.4% monthly cap gain under $75,000)
|
| ING Secure Index Opportunities Plus
|
100% of gain up to 8.25% cap, 43%
of gain, Monthly averaged gain less 3.5% 2.35% monthly cap gain(7% cap, 38% of gain, less
4.25%
monthly average, 2.15% monthly cap gain under $75,000)
|
| ING Selectra Multi-Strategy |
100% of monthly averaged gain less
2.75% spread or 2.65% monthly cap gain |
|
|
| Jackson National Life |
800-345-5633 |
| Jackson National Select Annual
Reset |
100% of S&P 500 gain up to cap of 5yr -
6.75%, 7 yr 7.75% (5yr -7.5%, 7yr - 8.5% over $100,000) |
| Jackson National Select Annual
Reset |
100% of Multi-Strategy Index gain
up to cap of 5yr - 6.25%, 7 yr 7.25% (5yr -7%, 7yr - 8% over
$100,000) |
| Jackson National ELITE 90
w/Cap |
100% participation rate,
maximum total return is 5 yr - 55%, 7 yr - 75%, 9 yr - 90%, 12 yr - 125% |
| Jackson National ELITE 90 |
7 yr - 65%, 9 yr - 70%, 12 yr
- 75% with final 52 weeks averaged |
| Jackson National ELITE Annual
Reset |
100% participation rate monthly
averaged interest cap of 5yr - 11%, 7 yr 12%, 10yr -13%, 12yr -
14% |
| Jackson National ELITE Choice |
100% participation rate monthly
averaged interest cap of 6yr - 8%, 8 yr 13%, 10yr -14%, 12yr -
15% |
|
100% participation rate, maximum
biennial cap of 6yr - 14%, 8 yr 14.25%, 10yr -14.5%, 12yr - 14.75% |
|
Biennial interest monthly gain cap of
6yr - 3.6%, 8 yr 3.7%, 10yr -3.8%, 12yr - 3.9% |
| Jackson National ELITE Choice
Rewards |
100% participation rate monthly
averaged interest cap of 8 yr 7.25%, 10yr -7.5%, 12yr -
7.75% |
|
100% participation rate, maximum
biennial cap of 8 yr 11.25%, 10yr -11.5%, 12yr - 11.75% |
|
Biennial interest monthly gain cap of
8 yr 3.4%, 10yr -3.5%, 12yr - 3.6% |
|
|
| Lincoln Financial Group |
(888) 895-4830 |
| New
Directions 6 |
100% of biennial gain up to 19.25%
(19.75%-8) |
| New Directions 6 |
7.05% (7.10% -8)credited
if index doesn't fall, compounded |
| Opti 8,10,12 |
100% of biennial gain up to 16% cap |
| Opti 8,10,12 |
6.1% credited
if index doesn't fall, compounded |
| Opti 8,10,12 |
3.85%,monthly cap on gain, not loss, biennial sum |
| Opti Choice 5, 7,
9 |
100% of annual gain up to 7.20% cap
(5); 7.85% cap (7); 8.10% (9) |
| Opti Choice 5, 7,
9 |
6.15% (5), 5.55% (7), 5.35% (9)
yield spread deducted from average monthly gain |
| Opti Choice 5, 7,
9 |
2.55% (5), 2.70 (7), 2.80%
(9) monthly cap on annual gain, not loss |
|
|
| Lafayette Life |
800- 443-8793 |
| Lafayette Marquis Flex |
100% of gain up to 5 yr-4.75% cap,
10 yr-6% cap (1.5% min. guarantee) |
|
|
| Lincoln Benefit Life |
800-525-9287 |
| Allstate Treasury-Linked
Annuity |
2.8% |
| Lincoln Benefit Savers Index |
60% of gain up to 8.5% interest cap or 100%
of gain up to 7.5% interest cap |
| Lincoln Benefit Savers Index III |
60% of gain up to 7.5% interest cap or 100%
of gain up to 6.5% interest cap |
|
|
| LSW |
800-228-4579 |
| LSW Secure Plus |
70% of gain up to 8.5% interest cap
(TSA), 100% up to 7.4% (Accumulator) 8% cap (Accumulator 5) |
| LSW Platinum Select |
93% (86% - Elite & Gold, 83%
- Silver) of average daily values |
|
|
| Midland National Life |
877-586-0240 |
| Midland National Legacy Bonus Five |
0% (S&P 500) yield spread
deducted from daily averaged annual gain |
| Midland National Legacy Bonus Five |
1.25% yield spread (S&P
500)
deducted from annual gain up to 10% index cap |
| Midland National Legacy Bonus 11Avg |
0.9% (S&P 500) yield
spread deducted from daily averaged annual gain |
| Midland National Legacy Bonus 11
APP |
2.60% yield spread (S&P
500)
deducted from annual gain up to 10% index cap |
| Midland National Legacy Select
APP |
75% of gain, 10% index cap |
| Midland National Legacy Select
Avg |
95% of daily averaged
annual, 25% index cap |
| Midland National Veridian Avg |
1.45% (S&P 500) yield
spread deducted from daily averaged annual gain |
| Midland National Veridian APP |
1.8% yield spread (S&P
500)
deducted from annual gain up to 10% index cap |
| Midland National Veridian Plus
Avg |
1.55% (S&P 500) yield
spread deducted from daily averaged annual gain |
| Midland National Veridian Plus
APP |
3.05% yield spread (S&P
500)
deducted from annual gain up to 10% index cap |
| Midland National Veridian Bonus
10
APP |
65% of gain, 10% index cap |
| Midland National Veridian Bonus
10 Avg |
75% of daily averaged annual; 2.55%
monthly cap gain, not loss |
| Midland National Veridian Select
APP |
50% of gain, 12% index cap |
| Midland National Veridian Select
Avg |
75% of daily averaged annual |
| Midland National Veridian Seven
APP |
75% of gain, 10% index cap |
| Midland National Veridian Seven
Avg |
80% of daily averaged annual |
| Midland National Veridian |
2.55% (2.3%-others) monthly cap
gain, not loss |
| Midland National Veridian Power
10 APP |
5.65% yield spread (S&P
500)
deducted from annual gain |
| Midland National Veridian Power
10
Avg |
6.85% (S&P 500) yield
spread deducted from daily averaged annual gain |
| Midland National Veridian Power 5
APP |
6% yield spread (S&P
500)
deducted from annual gain |
| Midland National Veridian Power 5
Avg |
7.85% (S&P 500) yield
spread deducted from daily averaged annual gain; 2.25% monthly cap gain |
| Midland National Veridian Power 7
APP |
6.85% yield spread (S&P
500)
deducted from annual gain |
| Midland National Veridian Power 7
Avg |
2.3% (S&P 500) yield
spread deducted from daily averaged annual gain |
|
|
| National Western |
800-760-3434 |
| National Western Ultra |
90% of monthly averaged annual
gain, no spread, no cap |
| National Western Ultra |
2.5% (2.40% -
Value, 2.75% - Benefit) monthly
caps on ups, no limit on downs |
|
|
| Nationwide |
|
| Nationwide Clear Horizon |
100% of gain up to 7.75% (4.75%
minimum) cap |
|
|
| North American |
866-322-7065 |
| North American Classic Plus APP |
65% (S&P), 12% index cap |
| North American Classic Plus Avg |
65% (S&P) of average
gain, |
| North American Classic Plus
Monthly Cap |
3.15% monthly
caps on ups, no limit on downs |
| North American Classic
Avg |
65% (S&P 500) of average daily
values; |
| North American Classic APP |
65% (S&P 500) of gain,
12% index cap |
| North American Classic Monthly
Cap |
3.15% monthly
caps on ups, no limit on downs |
| North American
Charter App |
5.6%-7yr, 5.5%-10yr,
5.65%-14yr index cap |
| North American
Charter Avg |
6.15%-7yr,6.05%-10yr,
6.15%-14yr index cap |
| North American
Charter |
2.85% monthly
caps on ups, no limit on downs |
| North American
Formula Choice App |
100% of annual gain up to 6.1% cap |
| North American
Formula Select App |
45% of annual gain up to 4.5%
index cap |
| North American
Formula |
3% monthly
caps on ups, no limit on downs |
| North American
Precision App |
85% up to 5.75%-7yr;
100% up to 5.5%-10yr; 85% up to 5.75%-14yr index gains |
| North American
Precision Avg |
55% -7yr; 55%-10yr;
55%-14yr daily averaged index gains |
| North American
Precision |
2.85%-7yr, 2.85%-10yr,
2.85%-14yr monthly
caps on ups, no limit on downs |
| North American Prizm App |
30%-7yr; 35%-10yr;
45%-14yr index gains |
| North American Prizm Avg |
50% -7yr; 60%-10yr;
70%-14yr daily averaged index gains |
| North American Prizm |
2.75%-7yr, 3.15%-10yr,
3.6%-14yr monthly
caps on ups, no limit on downs |
| North American Prizm
Plus App |
30%-7yr; 35%-10yr;
35%-14yr index gains |
| North American Prizm
Plus Avg |
50% -7yr; 55%-10yr;
60%-14yr daily averaged index gains |
| North American Prizm
Plus |
2.75%-7yr, 2.90%-10yr,
3%-14yr monthly
caps on ups, no limit on downs |
|
|
| OM Financial Life Insurance
Company |
888-697-5433 |
